BLOG – Are YOU too scared to start?

We have a culture where we fear failure.
It doesn’t matter what it is. We absolutely fear failing.

I believe there are seven ‘sticking points’ we face when we’re trying to break addictions and build new habits. The first ‘sticking point’ is fear. We live in a world where we fear failure. We’re too scared of embarrassment and that others will laugh at us if we fail. I was worried that people would laugh at me for undertaking my lifestyle experiment of a year without buying anything new or second-hand. I learnt that it’s better to try and fail (I failed first time round in 2013), than to not try at all.

Better to try and fail than never to try at all’ – poem by William F. O’Brien.

If you knew you wouldn’t fail, what would you do?
If you weren’t too scared to start, where would you start?
– Would you identify your financial priorities and goals?
– Would you make a monthly budget?
– Would you go to the bank and set up multiple bank accounts?
– Would you get people in place to help you?
– Would you inspect, assess and organise your ‘stuff’?
– Would you have a go at swapping, sharing and selling?
– Would you use up everything that you already have?
– Would you get out and have more fun?

What WILL you do?

I wrote the book Underspent because I wanted to share the tools that worked for me. It’s my big dream that men and women implement one, some or all of the 7 steps in the Underspent book, because the future belongs to those who believe in the beauty of being Underspent—and the reality that none of us will have an impulse shopping addiction or buying ‘stuff’ habit ever again.

Until next time…

I’m Rachel Smith and I’m Underspent. I didn’t buy anything new or 2nd hand in 2014 and saved $52,680 (38% of my salary). I quit impulse shopping and saved my money. I changed my spending and transformed my savings. It started as a lifestyle experiment, but it changed my life, so I kept on going.

I’m the Author of Underspent and I’m teaching people how to break the habit of impulse shopping in 7 steps through my Underspent book, my weekly blog, Underspent Playbook (currently $19), FREE monthly challenges and FREE 30 days of money saving tips.

Underspent book is available in paperback ($12.99 or £7.40) and e-book, iBook and kindle formats ($2.99 or £1.70) in all online and high street/shopping centre book shops or buy a signed paperback copy ($12.99 + P&P) direct from me via my website ‪www.cyclingrachelsmith.com. I’ve purposely made the Underspent book affordable.‬

Photo credit -‪ B‬lue Gurus