BLOG – Disasters, Money and Rats in the Roof.

This week I’m in Far North Queensland on a 7 day Community Recovery deployment. Deployment is a important time for me to reflect on the value I place on financial security and having money set aside for unexpected events/emergencies.

But we don’t need to be in a Natural Disaster to need a financial contingency fund…

Last week, during the annual Pest & Termite inspection it was evident there had been – or there were – rats in the roof. “It’s Queensland” the pest man said “Everyone has rats in their roof”.

I’m a POM. I signed up for that full ultra deluxe house fumigation in seconds. I hate rats!

Here’s the thing. The Pest Man said that most people don’t have a spare $100 or $200 to pay for the treatment. He said many people have huge issues but don’t have any spare cash to pay for essential treatments. They have to live with rats – and worse – in their roof.

Financial Security is important to me. It’s one of my values.
Is it for you?
What do you think?

Until next time…

I’m Rachel Smith and I’m Underspent. I didn’t buy anything new or 2nd hand in 2014 and saved $52,680 (38% of my salary). I quit impulse shopping and saved my money. I changed my spending and transformed my savings. It started as a lifestyle experiment, but it changed my life, so I kept on going. I’m the Author of Underspent and I’m teaching people how to break the habit of impulse shopping in 7 steps through my Underspent book, free monthly challenges and my weekly blog.

Underspent book is available in paperback ($12.99 or £7.40) and e-book, iBook and kindle formats ($2.99 or £1.70) in all online and high street/shopping centre book shops or buy a signed paperback copy ($12.99 + P&P) direct from me via my website ‪‪‪www.cyclingrachelsmith.com. I’ve purposely made the Underspent book affordable.‬‬‬