Buy the Underspent & Decongestion Books

Decongestion. 7 steps for Mayors and other City Leaders to cut traffic congestion without the expense of new roads and annoyed residents.
Decongestion coverMy first book, Decongestion, is a step-by-step guide to cut traffic congestion. Based on 15 years of experience, and extensive international research, I give Mayors, Councils and other City Leaders the skills, information and step-by-step implementation methods they need to cut traffic congestion without the expense of new roads and annoyed residents. Packed with case studies, stories, information, checklists, task lists and practical exercises this is a ‘why to’ and ‘how to’ book. Available in paperback, e-book, iBook & kindle formats via Amazon & all bookstores.

Underspent: how I broke my shopping addiction & buying habit without dramatically changing my life.

My second book is Underspent. Underspent is a step-by-step practical guide for men and women who want to quit impulse shopping and spend money on their passions and priorities. In this book, I’ll tell you what I did. I won’t tell you what to do. I only want to share the tools that worked for me. The book is divided into four parts. Part 1 explains the reasons why we shop so much, why we overspend and what triggers our shopping and spending. In Part 2 I share my story and the seven things I love about quitting consumerism. Part 3 contains the seven sticking points and personal barriers we may have to overcome. The seven-step process that worked for me is in Part 4.

I set out with the primary goal to make the Underspent book affordable for absolutely everyone (the e-book is $2.99) plus a book that people would read cover to cover and a book full of tools that people would use to quit Impulse Shopping, change their spending and transform their saving. Men and women around the world have implemented the 7 steps, changed their spending, paid off of their debts and transformed their savings.

Available in paperback, e-book, iBook & kindle formats via Amazon  & all bookshops or buy a signed copy from me (PayPal link below)

Signed paperback copy of Underspent + P&P

Book Reviews 

Thank you for writing Underspent Rachel. It’s Sensible, straightforward and easy to understand. Thank you. Dee

Hi Rachel, I’ve just finished reading your book Underspent and I want to thank you for writing it. At times I thought you were writing it about me and the struggle I’ve had with my own shopping addiction. So much of it resonated strongly with me, discussing the psychology of why I’ve been over shopping and helping me understand what I can do to control the impulse when before I would just go on auto pilot in the hopes of filling some void in my life. All the futile attempts at stopping and falling back into my old habits. The guilt of knowing how much money I’ve wasted over the years which only seemed to compound it. I know it will be hard to break the cycle, but your book has given me hope and inspiration and for that I thank you from the bottom of my heart, and especially the bottom of my purse!! Wishing you every success and happiness, Susie (Australia)

Hi Rachel – read your book on the weekend. Bit of an eye opener. Started a household audit of stuff, starting with the bathroom. Don’t need to buy soap for about 5 years! The pantry is next. Oh And I am slowly starting to work out what I value and enjoy doing which has not been a conscious thought- process before. Thanks. Heather (Australia)

Hi Rachel, I loved the Underspent book and really feel it will help me curb my spending on ‘stuff’. Thanks, Kirsty

I’m ECSTATIC! I don’t know who Rod is, but I’m so grateful for his awesome review of my book Underspent  –  “This is an amazing insight into our obsession with shopping…Rachel explains, in a very personal account, how we can get through our lives with less, but live more. I really love it. Definitely need to read it again. Thanks Rachel”

Thank you Rachel. I have a wife, 2 kids and I am the sole income earner. We have tried to prepare by only spending on what we need and eliminating our debts. Anyone with any sense can see constant growth is unsustainable and our housing is not worth the price tag. PD

Hi Rachel, I watched you this morning on a morning show and was so inspired I downloaded your book straight away. I put my daughter to sleep this evening and sat down and ready your book cover to cover!. Thanks. Jen

Hi Rachel, Thank you for the free gifts and book – it is awesome!!  I am a credit card tragic so at almost 49 it is time to change this!!, Thank you. Nicola, Noosa, Queensland.

Hello Rachel, I have just read your book, going to start under spending and working out where my passions lie, Thank you, Lucy

Hi Rachel, just read your book, very good! I am inspired. But I am a hard case! Mary, Brisbane

Hi Rachel. I’ve just finished reading your book Underspent. It’s great. Well done. I feel inspired. Ruth, London

Thanks Rachel. I got the iBook. It is very timely to have the opportunity to get advice like this. I’m a reformed minimalist but struggling with consumerism. Your book nicely explains how I can manage my budget while enjoying the simple things in life. Kudos to you. Thank you, Trevor

Hi Rachel. I read your book last night and it was fabulous. I laughed in disbelief that Americans spend $350 on Halloween costumes! Very informative and love your writing style. I could hear you talking as I was reading. Can you please send me a link and I will post on my social media. Cheers Audrey, Brisbane

“Hi Rachel, Your buying no stuff for a year has really inspired me. I have now lasted nearly a month and not bought any stuff at all, apart from food and some shampoo. I am going to see how long I can go. So far it’s been surprisingly easy. Kind regards. Bev”

“Hi Rachel. I bought and read your book yesterday. Last night i arranged for my 3 closest girlfriends to come around for a clothes and shoes swapping party although I won’t be strict on the one item one token rule for the public events! Im going to email my body corporate tonight to see if they will agree to a book case in the entry for shared books and magazines. Are either of your Ted talks about underspent or more about decongestion? Congratulations on underspent it’s really well written and very inspiring. Best wishes, Louise”

“Hi Rachel, I just finished your book. It was very inspirational. I have started my journey in not buying new or used. My family have laughed at me, my son gives me 3 months and he’s the kindest one out of everyone. I would like you to send me your underspent checklist to help me achieve my goal, cheers Sharon from Toowoomba”

“I just finished reading your book”Underspent”.Thank you for writing it.I have found it very helpful.I have been praying to God to help me with my shopping addiction and you are the answer to my prayer. I have started to use the steps you mentioned in your book with good success.I earn an above average income but  I spend a lot on shopping. It has been 10 days since I’ve started reading your book and I have become more organised and mindful with a lot of things that I do. I am forever grateful to you” Loida

“Hi, lovely Rachel. I’m loving reading Underspent, by the way, it has given me massive food for thought at just the right time. With all the moving we’ve done in the past few years I’m confronted with all this junk we cart around from one place to the next & I’m just so sick of “stuff”. You’ve got me thinking of ways to improve my spending & culling, so thank-you! Have a lovely rest of your weekend!” Paula

“Loved your book, Thanks” Julie

“Hi Rachel. I have just finished reading your book “Underspent”, and found it quite inspiring. My wife is a legend at saving money, I’m not so good! I have now identified some bad habits and behaviors, and some methods to change them. I’m, keen to get started. Thank you!” John

Hi Rachel, I have just finished reading your book and loved it. I’m always trying to find ways to declutter and keep stuff to a minimum. Regards Lyndsay

Hello Rachel. I just read your wonderful book and I’m about follow its steps. It is quite daunting but exciting at the same time. You’re an inspiration, thank you so much for writing this book! I’ll be referring my friends and colleagues to it. Many thanks again. Kate

Hi Rachel. I loved the book at really feel it will help me curb my spending on ‘stuff’. Kirsty

Hi Rachel. I read your book Underspent for the past two nights and I’m sitting here processing it. A lot of your message resonates with me. I am hoping I can persuade my husband to read it. I too am one of those individuals that are feeling slightly ashamed about their spending habits. The fact that I feel this guilt is I think a good one, as I think it will lead to some (positive) changes. Thank you very much, Pam

Hi Rachel. You and you book have saved my life and my marriage. Thank you. We were in such a mess. I love your 7 steps and the 30 days of tips is brilliant. Thank you. Gemma

Rachel I saw you on TV and bought your book straight away. I read it cover to cover in one night. I just could not put it down. I am now starting my journey of  doing the steps and changing my spending. I am such as shopper and we never ever have any money. I’m so glad I saw you on TV. thanks. Anne

Rachel you are an inspiration. Your book is brilliant and you are so kind and generous sharing all your top tips on Facebook. Please keep doing this. You are amazing. Love Louise.

Rachel this is bloody brilliant” Helen, UK

“Amazing. It’s not about the money it’s about other things like self-respect and relationships. Thanks you” Gina, Australia

“It’s not about the budget. Thank you for the journey. I have realised the things I value and want in my life are virtually free. I am NOW content. I have learnt its about breaking the commercial and stress cycle. Thanks heaps!” Jane, Australia

“Underspent is an awesome program Rachel. Amazing. Thank you” Troy, Australia

“I have learnt to reassess my values. Thank you Rachel” Anne, UK

I like that it was practical & I loved the daily emails

I liked the positive, communal & practical nature of the materials. The FB page was great as well. All the content was fantastic. The budget template you emailed out was great – thank you for that one Rachel

Hi Rachel. The audio interviews and clips were definitely my favourite thing on the program. I also liked the introduction to minimalism and will be slowly implementing this through my life. Thanks

I really liked breaking down the bills and looking at where savings could be made

I loved your enthusiasm Rachel. And the values-base that came through your decision-making. Thank you

I loved the daily content, top tips, meeting like-minded people who do not place value on goods. Thank you

I think its a really great program and Rachel has put in a lot of effort to help others

The things that I really enjoyed were basing life on values and experience not things. Decluttering and seeing how well a simpler life works

I really liked the common sense things to do, the fun engagement and I loved Rachels energy and enthusiasm

The 10 week program was informative and practical

I liked everything but most of all the momentum with the daily emails and all of the personal templates

Thanks Rachel. Really enjoy your posts and 30 days tips.
I love the one about ‘just say no’. How many times have we been at the make up counter and have been sold a cosmetic we didn’t need cos of a free hand massage or nice words? Or buying expensive shampoo at hairdresser because we are told we need it and we feel the guilts after they have pampered us? I have had to underspend this year as my income has dropped. I used to easily spend $600 in a weekend on clothes save beauty treatments just because I was bored.
Love the tip about meal planning so we don’t overbuy at supermarket . Probably save me $30 a week which is a weekend away at a hotel. I suppose on a nutshell that it’s being very aware of your spend because little bits just add up. Love it – will keep watching. Keep up the good work and thanks for doing this for free
Thanks M

You have changed my life Rachel. You are an inspiration. Thank you so much. I have paid off my debts. I’m so happy. Lou.

Rachel, your 30 days of free videos are amazing, love your work and how you are really giving great content to your audience. If you are available I would love you to speak at one of events. Keep doing great things. Anita

HI Rachel, I’ve been watching all you’re doing and I think it is amazing! I really love the 30 days of Tips and the daily video tutorials are brilliant. I really love everything that you do. You are inspiring me and my daughter. Thanks. Christina

Your Top Tips are amazing Rachel. My husband and I have just started reading Underspent and we love it. Thanks. Gail

I love your daily tips and the information you share Rachel. Thank you very much. Meg.

Thank you for sharing your tips Rachel, it has been a great learning experience. Sarah

Thanks for your wisdom these past 30 days, Rachel! Your little seeds are slowly growing, I promise you! thanks. Paula

Thanks Rachel – really enjoyed the program!!! Thanks for being so generous with your time and experience. Maria

Wow the 30 days went quick! Great tips Rachel now I just need to put them all into practice. Thanks. Den.

Well done Rachel! So many great tips that can help people save loads! Thanks for sharing your knowledge 🙂 Thanks. Mic

Rachel Smith YOU ARE A SHINING STAR, well done and thanks so much for all your amazingness!!!!!!!!!!!! LOVE, LOVE, LOVE your insight, positivity and of course education because it SO MAKES CENTS!!!!!! Ha ha excuse the pun xxxx 😉 🙂 thanks. Debbie

Thanks Rachel, you never cease to amaze me. Thanks for all your wisdom and sharing. Thank you. Nadia

You have done a brilliant job Rachel providing very practical tips. Even using one of them will be a positive step in the right direction. Thank you, Georgina.

Rachel your underspent system and wise words are very supportive and pretty easy and straight forward, all people need to do is DO IT. It works! Thanks Deborah