Life’s Unwritten Ground Rule… Spend, Spend, Spend and then spend some more.

Everyone is striving, seeking and struggling to conform to life’s Unwritten Ground Rule “Spend, Spend, Spend and then spend some more”.

We live in a world where it’s buy this, buy that, buy this too and then buy something else. A world of more, more, more and then buy even more.

It’s about keep up with the Joneses, keeping up with the Kardashians, keeping up with the neighbours, keeping up with the people on Instagram and keeping up with the people on TV. There’s LOTS of keeping-up.

For most people, this Unwritten Ground Rule has created an awful lot of pressure, competition and expectation. Most professional men and women are stressed, depressed and drowning in debt. Simply surviving, not thriving.

“My biggest problem was buying because my friends did. There’s a lot of competition. I felt really pressured and it’s embarrassing to look like you can’t afford it. We’ve got ourselves into debt” Leanne, Sydney

Unwritten Ground Rules (UGRs) is a term created by Australian consultant, Steve Simpson. UGRs are a powerful force that dictate behaviours. Steve says that UGRs are people’s perceptions of ‘the way we do things around here’. UGRs are inferred values.

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In the content of impulse shopping, it’s about our recollection of events from the past. For example, we’ve seen our parents, relatives, neighbours, friends, co-workers, people on social media, on TV and in the movies impulsively buy things – at the very moment they first saw said thing – whether or not they wanted or needed it, and regardless of whether they could afford it or not. We’ve seen impulse shopping and a UGR has been created and locked-in.

Most people are unsure how to change their part in our “Spend, Spend, Spend and then spend some more” culture. Most professional men and women are entrenched in the “Spend, Spend, Spend and then spend some more” culture, because let’s face it, we’ve all been told it’s ‘the way we do things around here’.

But, we don’t have to live in a world of ‘Spend, Spend, Spend and then spend some more’. We can make our own UGR’s. I didn’t buy anything new or second-hand in 2014 and saved $52,680 in 12 months. It started as a lifestyle experiment but it changed my life so I kept on going. I now help professional men and women – people like you – quit impulse shopping and live a happy, cash rich and financially secure life through my Underspent book, program’s, weekly blog (blogs like this every Monday/Tuesday) and weekly Facebook Live videos (Tuesday nights).

So, if you want to switch from financially surviving to absolutely thriving here are the 7 steps that worked for me:

Step 1. I identified my passions and priorities

Step 2. I made a budget and sorted out my banking

Step 3. I got people in place to help

Step 4. I inspected, assessed and organised my stuff

Step 5. I got into swapping, sharing and selling

Step 6. I used everything that I already had

Step 7. I got out and had fun

Make your own UGR and live a happy, cash rich and financially secure life! Here’s to being Underspent 🙂

Buy the Underspent book, $2.99 or $12.95, here http://www.cyclingrachelsmith.com/buy-the-underspent-book/