Turn your financial life around in 2018. 7 simple steps

Imagine a 2018 where you turn your life around, from struggling and surviving to absolutely thriving.

Who doesn’t want to turn their financial life around in 2018?

6 out of 10 of you want to do a saving money or financial wellbeing program but you haven’t because you think that financial help is:

  • too expensive
  • too sales-focused
  • too biased

Underspent is different. Underspent is all about helping you break the habit of impulse shopping and save your money. Our mission is to give every man and women in Australia, America and the UK the opportunity to break the habit of impulse shopping and save their money so that they are debt-free, stress-free and mortgage-free. Thousands of men and women have successfully used the free and paid Underspent program’s to quit shopping, clear their debts and save money.

The Underspent 7 step process will help you break the habit of impulse shopping and save your money. You’ll turn your life around – from struggling and surviving to absolutely thriving. Here’s how.

  1. Step 1. You’ll identify your passions and priorities. The first step is to identify your passions and priorities. The focus is on you, not on what you own or want to own.
  2. Step 2. You’ll make a budget and sorted out your banking. Everyone’s circumstances and financial obligations are different but the focus is on creating a budget, savings plan, spending plan, clearing your debts and getting your banking in order.
  3. Step 3. You’ll get people in place to help. Academic research shows that people who are surrounded by people who inspire them achieve and exceed their goals. The focus is on getting people in place to help you.
  4. Step 4. You’ll inspect, assess and organise your stuff. Do you give yourself a really hard time about your out-of-control debts, the money you’ve ‘wasted’ and the money you’ve spent on things that clutter your garage? The focus isn’t on feeling guilty, it’s on how to inspect, assess and organise everything you own. We’ll help you through the process.
  5. Step 5. You’ll get into swapping, sharing and selling. Now it’s time to swap, share and sell. You’ll realise that you have lots of things in your home that you don’t like and don’t use, and that you are happy to swap, share and sell.
  6. Step 6. You’ll use everything that you already have. By this stage you’ll probably have realised that you don’t actually need to keep shopping and buying. You just need to use everything that you already have and own! How much money will you and could you save?
  7. Step 7. You’ll go out and have fun. When you’re feeling bored, lonely, depressed or stressed, you’re tempted to go shopping. You’ll find that getting out and having more fun solves the problem. You’ll be able to pursue and enjoy the things that are really important to you, because you aren’t bogged down with shopping, buying and repaying your credit card.

Here’s hoping 2018 is the year that YOU turn your financial life around from struggling and surviving to absolutely thriving.

The Underspent mission is to give every man and women in Australia, America and the UK the opportunity to break the habit of impulse shopping and save their money so that they are debt-free, stress-free and mortgage-free. There really is no better way to start a new year than to be Underspent.

Happy Christmas!